DENTAL EQUIPMENT FINANCING

Invest in Your Practice. Preserve Your Capital.

ASI Dental Specialties partners with trusted national lenders to help dental practices acquire the specialized equipment they need — with flexible terms designed for healthcare professionals.

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AFFILIATED FINANCING PARTNERS

United States — Dental Equipment & Practice Financing

ASI Dental Specialties does not provide financing directly. The lenders listed below have established relationships with ASI and specialize in healthcare and dental equipment lending. Each lender is independent — rates, terms, and approval are determined by the lender based on your creditworthiness. We encourage you to contact more than one lender to compare options for your practice.

APPROVE — Equipment Finance Platform

Technology-Enabled Multi-Lender Marketplace

  • Instantly matches your application with competing lenders from a curated network — more approvals and better rates through open competition
  • Apply in 60 seconds: provide basic business information and receive multiple competitive financing offers to compare side-by-side
  • Covers equipment financing, working capital loans, and SBA long-term loans — all from a single application
  • 100% digital process — no lengthy paperwork, in-person visits, or long wait times
  • Minimum equipment value: $1,500 with no stated maximum — suitable for single-piece purchases or full operatory buildouts
  • Note: APPROVE is a financing technology platform that connects buyers to independent lenders — rates and terms are set by the matched lender based on your business and credit profile
MONTHLY PAYMENT CALCULATOR

Bank of America Practice Solutions

Practice Solutions Division — Dental Financing

Phone: 800.497.6076  (Mon–Thu 8am–8pm ET; Fri 8am–7pm ET)

  • Endorsed by more state dental associations than any other lender — the industry’s most recognized practice financing program
  • Over 25 years of specialized experience helping dentists start, acquire, expand, and equip their practices
  • Dedicated dental division specialists attend major trade shows — including the Rocky Mountain Dental Convention — for in-person guidance
  • Covers equipment financing, practice acquisition, startup loans, office expansion, debt consolidation, and commercial real estate
  • Transparent terms with competitive rates — loans up to $5,000,000 for qualified borrowers
  • Townie Choice Award winner for Best Practice and Equipment Financing — nine consecutive years
APPLY NOW

U.S. Bank Healthcare Business Banking

Healthcare Business Banking Group — Dental Practice Finance

Phone: 800.280.3751

  • Fifth-largest commercial bank in the United States — dedicated Healthcare Business Banking Group launched 2023 with 100+ dental and medical finance specialists nationwide
  • Full scope of dental financing: equipment purchases, startup loans, practice acquisition, expansion, refinancing, and multi-location growth
  • Quick application process — transactions up to $200,000 for qualified customers with terms from 24 to 60 months and no down payment required
  • SBA Preferred Lender — access to SBA 7(a) and SBA 504 programs for longer terms and lower down payments on larger investments
  • New 2026 startup lending product specifically for first-time dental and veterinary practice owners
  • Transparent pricing designed to align with your practice’s cash flow and growth timeline
APPLY NOW

EverBank — Vendor Equipment Finance

Vendor Equipment Finance Division — Healthcare

Contact: Marty Fitzgerald

Phone: 973.576.0631

  • Healthcare equipment finance veterans — dedicated team with decades of experience serving dental and medical equipment manufacturers and distributors
  • Single point of contact who knows your practice — no being handed off between departments or call centers
  • Flexible loan terms from 12 to 84 months with a consultative, customized approach built around your practice needs
  • Streamlined approval and funding process backed by a strong capital base and decades of consistent operating performance
  • Award-winning technology platform for fast application processing and portfolio management
  • Works directly with equipment manufacturers and distributors to streamline the vendor-to-practice financing cycle
APPLY NOW

Stearns Bank — Equipment Finance

Equipment Finance Division — Healthcare Lending

Phone: 800.247.1922

Website (ASI Program): stearnsbank.com/asimedical

  • Recognized as the #1 performing bank in the nation by both American Banker and Independent Banker magazines
  • Listed among the Monitor 100 largest equipment finance companies in the United States
  • In-house decision making — approvals often in hours, not days, with no credit committee delays
  • Dedicated ASI vendor program with a direct application page tailored to dental equipment purchases
  • Flexible credit evaluation — a strong fit for newer or growing practices that may not fit a rigid credit box
  • Community bank service philosophy backed by $2.2 billion in assets and national commercial lending reach
APPLY NOW

Reliant Capital

Medical & Dental Equipment Finance — Hybrid Direct Lender

Contact: Chandler White

Phone: 949.241.7197

Email: cwhite@reliantcapitalgrp.com

  • Over 100 combined years of team experience in medical and dental equipment financing
  • Application-only financing up to $500,000 — no extensive financials required for smaller equipment purchases
  • Full range of structures: finance agreements, leases, rental programs, and working capital solutions
  • Deferred payment options from 3 to 24 months to align with your practice’s cash flow timeline
  • Covers new and used equipment — useful for practices managing budget-conscious technology upgrades
  • Proven ability to fund challenging and time-sensitive deals in under 24 hours
APPLY NOW

Trio Capital

Small-to-Mid-Ticket Equipment Finance & Working Capital

Contact: Angelo Taormina

Phone: 856.403.6117

  • Backed by a leading equipment finance institution since 2008 — $8 billion+ funded to date across 33,000+ small business customers nationwide
  • Independent, American-owned and operated — focused on long-term partnerships over one-time transactions
  • Goes beyond equipment: offers working capital for operatory buildout, remodeling, inventory, and marketing alongside equipment purchases
  • Same-day inquiry response with applications processed within 30 minutes — one of the fastest approval cycles in the industry
  • Flexible programs designed to approve deals that traditional lenders often decline
  • Consistently rated 5/5 across 170+ independent customer reviews for responsiveness, professionalism, and clear communication
APPLY NOW

Provide — Practice Finance

Dental Practice Finance — A Fifth Third Bank Company

Phone: 888.888.6496

  • Dental practice lending is the core business — not an add-on — with dental loans accounting for the majority of originations nationwide
  • Wholly-owned subsidiary of Fifth Third Bank, a top-20 U.S. bank with $212 billion in assets — institutional backing with fintech speed
  • Fully digital, streamlined application process — saves practitioners an average of 20 hours per transaction compared to traditional bank lending
  • Covers the full practice lifecycle: startup loans, practice acquisition, equipment financing, expansion, commercial real estate, and working capital
  • Flexible eligibility — designed to work with dental professionals at any career stage, including those carrying student debt
  • Dedicated project manager assigned to startup and acquisition loans for personalized guidance from application to funding
APPLY NOW

BHG Financial (Bankers Healthcare Group)

Medical Professional Loans — Business & Personal

Phone: 855.244.5626

  • Founded in 1992 and ranked on the Inc. 5000 for 13 consecutive years — over $5 billion in loans funded to healthcare professionals
  • Business loans up to $500,000 with terms up to 12 years — no need to tie up real estate or practice assets as collateral
  • Approval in as little as 24 hours with funding in 3 to 5 days — designed for practitioners who cannot afford to wait
  • No prepayment penalties — pay off your loan early at any time without additional cost
  • Flexible evaluation criteria: credit history, income, and professional standing are assessed holistically — not just a credit score
  • Rated ‘Excellent’ on Trustpilot across 4,000+ independent customer reviews — one of the strongest satisfaction records in healthcare lending
APPLY NOW

GreatAmerica Financial Services — Healthcare

Healthcare Division — Dental & Medical Equipment Finance

Phone: 800.234.8787

  • Largest independent, family-owned national commercial equipment finance company in the United States — $3.3 billion in assets and $18 billion in life-to-date originations
  • Dedicated Healthcare Division with executive leadership and a team that specializes exclusively in dental, medical, and veterinary equipment financing
  • BBB Accredited since 2010 with an A+ rating — 30+ consecutive years of uninterrupted organic growth
  • Vendor partner model built for equipment manufacturers and distributors — quoting tools, digital applications, and portfolio management available directly to ASI customers
  • Competitive and flexible terms with fast credit decisions — financing available in all 50 states
  • Strong long-term relationship orientation: building lifetime customer value, not just closing individual transactions
APPLY NOW

AFFILIATED FINANCING PARTNERS

Canada — Dental Equipment & Practice Financing

The following financing partner is available to Canadian dental practices and has direct experience with equipment transactions originating from ASI Dental Specialties. U.S.-domiciled lenders listed on the previous page are not licensed to finance Canadian-based practices and are not available for Canadian orders.

Catalyst Finance Partners Inc.

Equipment & Technology Finance — Canada

Contact: Jules Tabanji

Phone: 647.784.5313

Email: jtabanji@catalystfc.com

  • Canadian-based equipment financing company operating since 2005 — experienced in dental and medical equipment transactions from coast to coast
  • Multi-lender model matches each transaction to the most suitable funding source — maximizing approval rates and competitive terms
  • Covers equipment leasing, software financing, and working capital loans across all Canadian provinces
  • Vendor portal allows you to track your application and monitor approval status in real time — no waiting for callbacks
  • Flexible and open to financing both startup and established practices — all stages of practice growth are welcome
  • Dedicated to making the leasing process simple, efficient, and hassle-free for dental professionals
APPLY NOW

THE PROCESS

From Quote to Delivery in Four Steps

  • Configure Your System

    1

    Work with ASI to select and price your delivery system, seating, and accessories.

  • Get a Rate Quote

    2

    Contact one of our affiliated lenders directly. Receive a payment estimate — often within hours.

  • Submit Your Application

    3

    Complete a short application with basic business and financial information. No obligation to proceed.

  • Equipment Delivered

    4

    Once approved and your ASI order is confirmed, your equipment is built and ships on schedule.

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WHY FINANCE YOUR EQUIPMENT

Grow Without Draining Your Reserves

Outfitting or expanding a specialty dental operatory is a significant investment. Equipment financing lets you deploy advanced technology today while spreading costs across manageable monthly payments.

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Protect Cash Flow

Keep working capital available for staffing, supplies, and day-to-day operations while your new equipment goes to work generating revenue from day one.

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Section 179 Tax Advantages

Financed equipment may qualify for significant Section 179 deductions in the year placed in service. Consult your tax advisor to maximize your benefit.

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Flexible Terms

Our lending partners offer customized repayment structures — including deferred start options for new practices and graduated payment schedules to align with your growth.

Fast Approvals

Healthcare professionals have among the lowest default rates in commercial lending. Our partners understand the dental industry and can issue decisions within hours — not weeks.

Own Your Equipment

Unlike leasing, equipment loans mean you’re building equity in an asset. At payoff, the equipment is yours outright — with no residual buyout or end-of-term uncertainty.

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Designed for Dentists

All of our affiliated lenders maintain dedicated healthcare and dental lending divisions — with staff who understand operatory build-outs, specialty equipment, and practice economics.

Ready to Discuss Your Equipment Investment?

Our sales team can provide detailed pricing and help connect you with the right lending partner for your practice’s situation — whether you’re outfitting a single operatory or planning a multi-room expansion.

Contact ASI Sales Team

DIRECT PAYMENT TO ASI

Payment Methods Accepted

ASI accepts the following payment methods directly for equipment purchases. For financed orders, your lender remits payment to ASI on your behalf at the time of order confirmation.

Credit Cards

We accept all major credit cards. Please note that a 2% processing fee applies to credit card payments on equipment orders, applied to offset bank charges assessed to ASI.

Check & Bank Transfer

For equipment orders, ASI requires a 50% deposit at the time of order, with the remaining balance due prior to shipment. We accept business checks, wire transfers, and ACH transfers.

ASI Medical, Inc. dba ASI Dental Specialties does not provide financing, financial advice, or act as a lending agent. All financing programs are offered independently by the respective financial institutions listed above. Rates, terms, and approval are determined by each lender based on the applicant’s creditworthiness and are subject to change without notice. Not all applicants will qualify. ASI recommends consulting a qualified financial advisor before making equipment financing decisions.